If you’ve ever lost a cell phone, you know how much of a pain in the ass it can be. I’ve definitely lost and damaged phones. Just ask Dan.
I was looking at some papers from a credit card company I use, and realized that they will reimburse me if my phone is lost or stolen.
I wanted to point this out, because your credit card companies might offer this too.
One other thing, if you spend a lot on phones & service, you might be interested in the same card I have.They give you 10% back on phone-related stuff.